Though they lack the security of full time jobs (no benefits, guaranteed pay, etc), there’s nothing like scoring a good freelance job. Better yet, one that pays several months of bills and you can sleep in for a while 
Just me, but I would pay the credit card due to finance charges. On the other hand, it’s important to have a security blanket too. I paid $3000 on my credit card only to lose my job a few weeks later. Sucks, but on the other hand it brought my minimum payments considerably down too, which greatly helps.